Revision – February 26, 2026
This draft has been updated to explicitly present the Farmblock ReFi Initiative as an independent contribution to the ReFi DAO network, without implying formal collaboration or co-ownership with any local node. All prior references to specific node partnerships have been removed following community input. The proposal now focuses solely on Farmblock’s potential as a regenerative, open tool for the ecosystem. Feedback remains welcome.
Proposal Title
Farmblock ReFi Initiative: Regenerative Ownership & Payments through On-Chain Farm Tokenization, Education, and Agro-Tourism in Southeast Nigeria.
Proposer
Jordan ‘Oforge’ Ofurum (@Jay_Oforge) – ReFi DAO Network Member. As a Celo citizen from Imo State (Ngor-Okpala), I hold a B.Agric Degree in Agribusiness Management and a DeFi Diploma Pro Blockchain certification from partners including Mento, Base, Beefy, Lisk, Tally, c-Labs, and Fonbnk (ipfs://QmRqfqs2c26TNmfZmrUBwEcWRK1mf21thiRViq8QzwHFuP/0.png). My bakery business (@oforgefoods) accepts MiniPay payments with a 10% discount for users, endorsed by Celo CEO Marek Olszewski via tweet (link: https://x.com/marek_/status/2021929545063104876?s=46), demonstrating real-world regenerative stablecoin adoption (as shown in attached ad for Gozzicci Kitchen).
Requested Amount
800 USDGLO
Breakdown:
• 300 USDGLO – Podcast production & distribution (educational content on ReFi + regenerative payments).
• 200 USDGLO – Educational campaigns & materials (workshops on zk-proof verification & NFT ownership).
• 200 USDGLO – RWA regeneration pilots (seeds/tools for on-chain garden and plantation tokenization).
• 100 USDGLO – Agro-tourism setup & documentation (pilot events with stablecoin payments).
About the Initiative
The Farmblock ReFi Initiative, powered by the Farmblock Dapp (MVP) on Celo, empowers communities through sustainable agriculture and transparent governance. It enables farm/garden holders to bring their land on-chain for shared ownership and regenerative fundraising.
This is a network-wide tool and initiative, not a new local node, designed to support existing ReFi communities. Users verify identity via self-zk proof on Celo before creating a FarmBlock, set up a Gnosis Safe multisig for community governance, define a registration stake (in a chosen regenerative payment currency like USDm, USDT, USDC, or local stablecoins, with the amount set by the farm holder), and mint unique NFT shares. Prospective members fundraise via NFT drops/minting tied to real agricultural products, creating sustainable, community-owned regen assets. This model promotes regenerative payments through stablecoins (USDm, USDT, USDC, and Tether Gold for store of value via MiniPay), reducing volatility while supporting green, inclusive finance, perfectly aligned with ReFi DAO’s focus on ecological restoration and equitable economies.
Objectives
• Enable verifiable on-chain ownership of farms/gardens via zk-proof + NFT shares for true community empowerment.
• Promote regenerative stablecoin payments (USDm, USDT, USDC) and store-of-value options (Tether Gold) for sustainable, green transactions in agro-ecosystems.
• Educate on ReFi, BioFi, and DeSci through podcasts, workshops, and real-world pilots.
• Generate bioregional funding via NFT minting/drops tied to productive land.
• Strengthen ReFi DAO’s Nigerian network by providing tools to revitalize low-activity regions with green finance solutions.
Planned Dynamic
Farm holders:
1. Verify humanity/country via self-zk proof on Celo.
2. Create FarmBlock: input basic info, set governance (Gnosis Safe), choose regenerative payment currency (e.g., USDm, USDT, USDC) and stake amount (e.g., 2 USDGLO), mission statement.
3. Mint unique NFT shares.
4. New members stake the chosen currency/amount to join, gain ownership rights, and participate in governance.
Workshops & podcasts will teach this flow, with agro-tourism events showcasing live on-chain farms using regenerative payments.
Initiative Profile
Location: Southeast Nigeria (Ngor-Okpala, Imo State).
Leader: Jordan Oforge Ofurum.
Development Stage: 
Seed – Building on Farmblock MVP app (attached screenshot of create form) and @oforgefoods pilots.
Contact: jay_oforge (X: https://x.com/Jay_Oforge) | Email: [[email protected]].
Farmblock App: https://farmblock.vercel.app (MVP for zk-proof, NFT minting, Gnosis Safe governance).
Legal Status: Independent network initiative.
Challenges: Local blockchain onboarding; scaling zk-proof verification.
Opportunities: Leverage Celo’s regenerative stablecoins (USDm, USDT, USDC) for payments and Tether Gold for store of value; expand to BioFi models.
Wallet: [0x57176B05c2AF84b6C41E633A9d641F2309ed0bcC (oforge.celo.eth)].
History & Milestones
• 2025: Launched @oforgefoods with MiniPay integration (10% discount), gaining Celo CEO endorsement.
• 2025: Earned DeFi Diploma Pro certification; joined ReFi DAO.
• 2025: Developed Farmblock MVP app for on-chain farm registration, zk-proof verification, NFT shares, and fundraising drops.
• Ongoing: Piloted community gardens in Ngor-Okpala.
Collaborators & Key Stakeholders
• Celo Africa/MiniPay/Mento Labs (regenerative payments infrastructure via USDm, USDT, USDC; Tether Gold for store of value).
• Local farmers/NGOs in Imo State (on-chain garden pilots).
• Potential: Celo Foundation (DeFi/zk tools).
Focus Areas
• ReFi & Regenerative Payments: Promote USDm, USDT, USDC via MiniPay for sustainable, green transactions; Tether Gold as store of value for inflation-resistant savings in agro-communities.
Stakeholders: Farmers, youth, local businesses.
• BioFi & On-Chain Ownership: Tokenize gardens via NFT shares + drops for bioregional funding and governance.
Goal: Create self-sustaining, community-owned regen models.
• DeSci & Impact Verification: Use zk-proof for identity + on-chain metrics for soil/carbon tracking.
Goal: Build trusted data for regenerative finance.
Current & Upcoming Projects
• @oforgefoods Integration (Ongoing): Real-world regenerative payments model; expand to on-chain supply chain.
• Podcast Series (Planned, 2026): “ReFi Voices” Episodes on zk-proof, NFT ownership, and regenerative stablecoins in Africa.
• FarmBlock Garden Pilots (Planned): On-chain registration of 3–5 gardens in the region.
• Educational Workshops (Planned): 2 sessions on Farmblock creation flow.
• Agro-Tourism Pilot (Planned): Eco-tours using regenerative stablecoin payments for access & NFT-gated experiences.
Conclusion
Farmblock ReFi Initiative advances ReFi DAO’s mission in Nigeria by enabling verifiable on-chain farm ownership, regenerative stablecoin payments (USDm, USDT, USDC via MiniPay), store-of-value options (Tether Gold), and community fundraising through NFT shares & drops. Building on Farmblock’s MVP zk-proof verification and Gnosis Safe governance, this initiative empowers local regeneration while contributing to global ReFi, BioFi, and DeSci ecosystems. It creates tangible, green economic models that can scale network-wide
